RAID is for servers only?

Not true.

As long as you do backups properly, you can use RAID on workstations (HTPCs, DIY servers, whatever) as you see fit. Depending on what RAID type you choose, it gives you a performance boost, more capacity, or some added convenience, or all of this at once.

If you do not do backups properly, it does not really matter if you use RAID or not. Someday, you would evaluate our data recovery software. While it is rather good, admittedly not all cases of data loss are recoverable.

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